Astrid Real Estate | Testimonial How We Treat Our Clients

The Wilding

Satisfaction Guaranteed!
Bradenton, Florida | $650k
#astridrealestate.com

There are several steps in the home buying process. We used Zillow and Astrid to look at the many homes in the various areas we were interested. The follow is a list of steps through which we proceeded and I suggest you have a realtor help make a detailed checklist of the items that may occur / be needed for each one and who will be responsible for the information and execution of each one.

These are the overall steps Astrid helped us navigate.
Loan App/Pre-Qual
– Deciding where to look for homes and Finding the right Homes
– Negotiations and Contracts
– Due-Diligence/Inspections/Repairs
Loan Final Approval
– Closing

Deciding where to look for homes and Finding the right Homes
We were contacted by Astrid when we expressed interest in a home we saw on Zillow. We were not local to the area, but rather were looking at homes for the area. Astrid was able to help guide us on which areas had good amenities and neighborhood features for which we were looking. She helped us get access to as much information as possible to find homes that fit our criteria. Astrid also made lists of homes in which we might be interested and sent them to us.

Since we were in a remote location, Astrid did the legwork of visiting homes and made great videos to show us all the features of the homes. She was flexible when our dream home criteria changed as we learned more. Astrid helped us through the contract/offer process for three homes until we were satisfied with the price and home. She also was a strong representative for us as our buyer’s agent, and paid close attention to the ethics followed by all parties to ensure compliance to the real estate code of ethics. She was willing to walk away(and we did as a team) from one case, due to some of this. She also helped us be stronger in our negotiating confidence by showing strength and commitment to helping us get our dream home.

Negotiations and Contracts
Astrid also has a good knowledge and experience with other forms of real estate (commercial and investment) and teams of people from which we could draw legal and real estate advice along with consulting services. This comes in handy as not all home purchases are simple.

Due-Diligence/Inspections/Repairs
Our experience lasted several weeks and once we had a singed contract, Astrid made sure the post initial contract items were completed, along with coordinating access to the home for them. This was comprised of the inspection results follow up items, in addition to doing a live video walk-through of the home. Yes we did it all from long distance, so Astrid was able to take care of everything for us. She also has a list of contractors for different services to provide inspections and post purchase upgrades and changes.

Loan Final Approval
Astrid helped work with the title company, insurance providers, and mortgage company to get the myriad of information to the right people. Many things happen during the final approval process so she was very helpful in getting all of the completed.

Closing
We finally got to meet Astrid is person as we did a walk-through and closing on location. Of course she was there to help represent us and explain anything in the closing process.

We are now moving to our new Happy home and Astrid is still checking in on us to make sure we are taken care of if we need anything. Thanks Astrid!

– D&B Wilding

     

 

Testimonials

Satisfaction Guaranteed!
Bradenton, Florida
#www.astridrealestate.com

There are several steps in the home buying process. We used Zillow and Astrid to look at the many homes in the various areas we were interested. The follow is a list of steps through which we proceeded and I suggest you have a realtor help make a detailed checklist of the items that may occur / be needed for each one and who will be responsible for the information and execution of each one.

These are the overall steps Astrid helped us navigate.
– Loan App/Pre-Qual
– Deciding where to look for homes and Finding the right Homes
– Negotiations and Contracts
– Due-Diligence/Inspections/Repairs
– Loan Final Approval
– Closing

Deciding where to look for homes and Finding the right Homes
We were contacted by Astrid when we expressed interest in a home we saw on Zillow. We were not local to the area, but rather were looking at homes for the area. Astrid was able to help guide us on which areas had good amenities and neighborhood features for which we were looking. She helped us get access to as much information as possible to find homes that fit our criteria. Astrid also made lists of homes in which we might be interested and sent them to us.

Since we were in a remote location, Astrid did the legwork of visiting homes and made great videos to show us all the features of the homes. She was flexible when our dream home criteria changed as we learned more. Astrid helped us through the contract/offer process for three homes until we were satisfied with the price and home. She also was a strong representative for us as our buyer’s agent, and paid close attention to the ethics followed by all parties to ensure compliance to the real estate code of ethics. She was willing to walk away(and we did as a team) from one case, due to some of this. She also helped us be stronger in our negotiating confidence by showing strength and commitment to helping us get our dream home.

Negotiations and Contracts
Astrid also has a good knowledge and experience with other forms of real estate (commercial and investment) and teams of people from which we could draw legal and real estate advice along with consulting services. This comes in handy as not all home purchases are simple.

Due-Diligence/Inspections/Repairs
Our experience lasted several weeks and once we had a singed contract, Astrid made sure the post initial contract items were completed, along with coordinating access to the home for them. This was comprised of the inspection results follow up items, in addition to doing a live video walk-through of the home. Yes we did it all from long distance, so Astrid was able to take care of everything for us. She also has a list of contractors for different services to provide inspections and post purchase upgrades and changes.

Loan Final Approval
Astrid helped work with the title company, insurance providers, and mortgage company to get the myriad of information to the right people. Many things happen during the final approval process so she was very helpful in getting all of the completed.

Closing
We finally got to meet Astrid is person as we did a walk-through and closing on location. Of course she was there to help represent us and explain anything in the closing process.

We are now moving to our new Happy home and Astrid is still checking in on us to make sure we are taken care of if we need anything. Thanks Astrid!

– D&B Wildings

WHAT IS YOUR CASH CONVERSION RATIO WHEN RUNNING YOUR BUSINESS?

Nerd Moment: Do you know “Listen” & “Silent” uses the same letters…which one applies more in your life?

Your cash conversion ratio is a type of financial management tool that helps your company understand if the amount of revenue generated by your production process is sufficient, given your expenses associated with your process. A basic formula for arriving at the ratio involves identifying your total cash flow results from your operations effort and relating your flow of cash from sales to your expenses that are incurred as part of your goods that led to your sales. The expectation is that your company does generate enough revenue to offset all net expenses and still have enough left to handle obligations like taxes and post your net profit for your business.

In order to determine the cash conversion ratio, the first step is to identify the cash flow generated from your sales during a specified period of time. Once that figure is verified, totaling your costs of production is necessary. This includes expenses such as the costs of maintaining your facility and operating the equipment used in your manufacturing process. These costs are deducted from your cash flow, leaving a figure that is then divided by the amount of EBITA (Earnings Before Interest, Tax and Amortization).

What J&M Consulting Firm discovers analyzing these profit & loss statements, and balance ledgers is 9 times out of 10 they are working capital issues. Our industry professionals can help!

CALL US TODAY 866-930-7010 OR VISIT US: www.jandmconsultingfirm.com

Expert Analysis | What Sets Us Apart

 

Q What Sets Us Apart from Everyone Else? A. Our Industry Professionals, Expert Analysis, and Risk Management

 

When a prospect calls to inquire about J&M products whether it’s; Business Funding, Merchant Services, Commercial & Residential Real Estate, or Consolidate Existing Loans, prior to our agents analyzing the scope of a proposal or advise,  we  establish a sense of trust and risk management for quality control.  We understand building a relationship is crucial to feel a sense of confidence during this phase.

Throughout this time of consultation, (for strategic planning) our agents will furthermore ask discovery questions and a Non-Disclosure Agreement (NDA) may be put in place depending on products.  Our agents then collect information, data, or financials such as:

•    Reports
•    Profit & Loss Ledgers
•    Balance Sheets
•    Taxes
•    Compare Existing Services, such as rates

All sensitive data is secured through our server for risk management. Our industry professionals then offer a complete analysis or “ala carte’ proposal depending on what you are looking for. In return, with the objective to improve, add-on or solve a simple solution, you can achieve all your business goals through our licensed and skilled professionals.

Let’s Get Started, Call Us Today!

Visit Us At: www.jandmconsultingfirm.com

J&M Investment Pool Standards 101

Concepts of investing real property, what you need to know…

A Pooled Fund is the combined funds of multiple investors which, when added together, create greater purchasing power (and thus more diverse and rewarding investment opportunities), through simple economy of scale.

The concept of pooling private money is widely accepted and has been around for decades. It doesn’t requires precised legal planning and tax advice before taking action.

  • Real Estate Investments are NOT federally protected

There are two types of investors:

  1. Accredited: One with significant net worth or annual income
  2. Sophisticated: One with sufficient investing experience and knowledge
  • These type of investors do not have the same level of protection as for example a new investor. It is up to the individual to weigh the risks & merits of each real estate investment opportunity because they do not have any federal protections.
  • LLC & REIT’s:

REIT’s (Real Estate Investment Trust’s) is known to be an easy option for adding real estate into and investment portfolio. REIT’s may invest in one area of real estate, location or mortgage investments.

LLC (Limited Liability Corporation); when it comes to LLC’s it’s important to structure it such that the investors have a vote over which properties to invest in if they want that level of control.

  • Three Types of Offers in Real Estate Investing

RE Investments are a security and must be registered.

  1. Specified: the proposed investment is for a specific property
  2. Semi-Specific: Is a proposed entity; will invest in a particular property and conceivably in other similar types of properties.
  3. Blind Pool: proposed investment based solely on the decisions of a sponsor.

Note that it is important to be fully aware of what you’re getting into before handing over your cash. Making these types of investments are risky, but are legal and totally worth it once the correct knowledge has been obtained to support your real estate investment.

Developing Relationships Through Networking

As business owner’s would say, networking is essential as a tool. Contingent upon products offered, it is a key to understand how to articulate your potential client’s needs and compatibility.

On the other hand if you find that you are not a match, the greatest thing about networking is referring them to someone who is more likely to accommodate them in your networking pool.

Exciting Products with The Turn of The Century Technology!

Incentives For Processing With Us!

  • Lower Than Competitive Rates
  • No Contract
  • Free Terminal Placements
  • Ask About Our “Cash Discount Program”
  • All Industries Accepted
  • 99% Approval

New Merchant Products For Your Business

Phone Swipe

  • Free App + Reader
  • Low Pricing
  • Robust Features
  • Contactless Cards
  • Fraud Prevention
  • Next Day Funding

Pay Anywhere

  • Free Equipment
  • Low Pricing
  • Scan Barcodes
  • Track Inventory
  • Get Paid Fast
  • Virtual Back Office
  • Next Day Funding

Pay Anywhere Tablet

  • Accepts EMV Cards
  • Accepts Magstripe And Chip Cards
  • Simple Pricing
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  • Cash Payments
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Clover Station

  • Magnetic Swipe Cards
  • EMV Chip Cards
  • Check Acceptance
  • Reporting Dashboard
  • Employee Sign-In
  • Track Sales/Inventory
  • Virtual Back Office
  • Next Day Funding

E-Commerce

  • Authorize.net
  • Fraud Prevention
  • Retail Processing
  • Next Day Funding

Online Payments

  • Virtual Terminal
  • Recurring Billing
  • Hosted Pay Page
  • Secure Transactions
  • One Low Price
  • Next Day Funding

Lets Get Started, Call Us Today!

866-930-7010

How Important Is The Chamber of Commerce to Your Business

What is a Chamber of Commerce

A chamber of commerce is a form of business network, for example, a local organization of businesses whose goal is to further the interests of other businesses. Business owners in towns and cities form local societies to advocate on behalf of the business communities. Local businesses are members, and elect a board of directors and executive council to set policies for the chamber. The board or council then hires a President, CEO or Executive Director, plus staffing appropriate to size, to run the organization. As a non-governmental institution, a chamber of commerce has no direct role in the writing and passage of laws and regulations that affect businesses. It may however, lobby in an attempt to get laws passed that are favorable to businesses.

Benefits to Joining Your Local Chamber Community

Membership in a local chamber offers numerous benefits and keeps business owners on top of important, ever-changing topics and trends within their community and local marketplace. Members of a Chamber of Commerce are more likely to do business with other members if it’s a member of their local chamber of commerce, which appoints credibility for your business.

More Reasons to join…

  • Most consumers (59%) being active in the local chamber of commerce is an effective business strategy overall. (In addition to the 59%) It’s 29% more effective, however, for communicating to consumers that a company uses good business practices and 26% more effective for communicating to a reputable business.
  • If a company shows that it’s highly involved in its local chamber (e.g., sits on the chamber board), consumers are 12% more likely think its products stacks better against its competition.
  • When a consumer thinks a company’s product stacks better against the competition, the company gets highly involved in its local chamber of commerce, it is because he or she infers that the company is trustworthy, involved in the community and is an industry leader.

The Wrap Up

Joining Your local Chamber of Commerce will include the following

  1. Membership brings credibility to your business
  2. Increases your visibility in the community
  3. Creates networking opportunities for your business
  4. You will gain a voice in government
  5. Make business contacts
  6. Receive Chamber newsletters
  7. Acquire customer referrals
  8. Attend chamber events and programs
  9. Promote and receive publicity
  10. Gain access to “members-only” discounts and services

 

Comparative Market Analysis

WHAT IS CMA?.

 

Comparative Market Analysis is an examination the prices at which similar properties in the same area recently sold. Real estate agents perform a comparative market analysis for their clients to help them determine a price to list when selling a home or a price to offer when buying a home. Since no two properties are identical, agents make adjustments for the differences between the sold properties and the one that is about to purchased or listed to determine a fair offer or sale price. Essentially, a comparative market analysis is another sophisticated version of a formal, professional appraisal.

 

THE BREAK DOWN

 

For example, a couple might be considering writing an offer on a four-bedroom, three-bathroom, 2,100-square-foot, single family home on a quarter acre of land. The house is listed for sale at $300,000. The couple’s real estate agent performs a comparative market analysis and locates three similar properties that recently sold in the same subdivision. The first is identical in every way to the subject property except that it is located on a busy road; it recently sold for $275,000. The second has four bedrooms, three bathrooms, and is located on a quarter acre of land but is 2,400 square feet because it also includes a screened-in porch; it sold for $315,000. The third has has four bedrooms, is located on a quarter acre of land and is 2,100 square feet, but it only has two bathrooms, both of which are outdated; it sold for $265,000. Based on the differences in the properties examined in the comparative market analysis, the real estate agent determines that $300,000 is a fair listing price. Her clients decide to offer $290,000 in the hope of negotiating with the sellers to purchase the property at $295,000.

 

A comparative market analysis can also include currently listed properties, especially if no similar properties were recently sold. However, listing prices only indicate what the seller hopes to get for the property and do not necessarily reflect what it is actually worth.